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Annuity Types

Finding the right annuity requires understanding the different types of annuities available. An annuity purchase can be strategically positioned within your overall income or retirement strategy for any number of personal objectives, such as protection of principal from stock market losses, income for your spouse should you die, a death benefit for your children or help addressing inflation or health concerns. For non-IRA annuities, coverage is available for two people within one contract, so you don’t have to purchase a separate contract for your spouse. All annuity product guarantees and protection benefits are backed by the financial strength and claims-paying ability of the issuing insurance company. 

Click below for more information on the different types of Annuities:

  1. Fixed Index Annuity
  2. Fixed Annuity
  3. Immediate Annuity
  4. Qualified Longevity Annuity Contracts (QLACs)
  5. Structured Settlement Annuity


We are an independent financial services firm helping individuals create growth and income strategies using a variety of insurance solutions to custom suit their needs and objectives.

Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. None of the information contained on this website shall constitute an offer to sell or solicit any offer to buy a security or any insurance product.

*Any references to protection benefits or steady and reliable income streams on this website refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods, which vary by insurance company. Annuities are not FDIC insured.

The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation.