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Fixed Annuity

Traditional fixed annuities provide a guaranteed interest rate for a specific number of years. They’re referred to as “fixed annuities” because they offer fixed interest rate periods, typically over one, three, five, seven or 10 years.

Because taxes are deferred on the interest earned in the contract until you begin taking withdrawals or receiving scheduled payments, you may be able to grow your assets faster with a fixed annuity than in a financial vehicle that is taxed annually.1

A fixed annuity is an option for those looking for a conservative method to accumulate money that can be used to cover fixed living expenses in retirement.

Why a fixed annuity might make sense for you:

  • Principal protection from stock market losses
  • Guaranteed Interest rate credited to the contract each year
  • Interest grows tax deferred until withdrawn


Current Top A-rated Fixed Annuity Rates


Next Steps:

If you think a fixed annuity may be right for you, click below to receive a no-obligation annuity quote. Our AnnuityUSA team members are standing by to help you find the perfect annuity to fit your goals!

Annuity Quote


1 Any amount withdrawn from your contract may be subject to ordinary income tax and, if taken prior to age 59 1/2, a 10% federal tax penalty.

We are an independent financial services firm helping individuals create growth and income strategies using a variety of insurance solutions to custom suit their needs and objectives.

Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. None of the information contained on this website shall constitute an offer to sell or solicit any offer to buy a security or any insurance product.

*Any references to protection benefits or steady and reliable income streams on this website refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods, which vary by insurance company. Annuities are not FDIC insured.

The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation.