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AnnuityUSA

Annuities aren’t exactly a new innovation in income planning. Their history traces all the way back to the Roman Empire and very little has changed in their almost 2000-year history. At the time the Latin word “annua” meant annual stipends. Romans would make a large deposit into an annua, then receive annual payments until death or some other agreed upon date.1

Annuities seem to have first appeared in America in 1759 when they were used to provide lifetime payments for pastors and their families. Among the early supporters of the annuity concept was Benjamin Franklin. In fact, Franklin left two annuities in his will to the cities of Philadelphia and Boston. Boston continued to receive payments from the annuity until the early 1990s, when the city opted to end the annuity and use the remaining lump sum.2 

Fast forward to today and annuities are still providing guarantees to individuals and families, yet their variety and complexity have changed dramatically over time. At AnnuityUSA, we make the process of finding the right annuity simple and easy to understand. We believe in making a positive difference in the lives of our clients and are committed to providing exceptional customer service.

We specialize in building custom annuity solutions to help our clients build capital preservation and lifetime income strategies. As an independent agency, we have the ability to shop multiple A-rated insurance carriers to ensure our clients' unique goals and objectives are met.

1 Mark P. Cussen, CFP®, CMFC, AFC. Investopedia. “Introduction to Annuities.” http://www.investopedia.com/university/annuities/. Accessed April 18, 2017.

2 Ibid.

We are an independent financial services firm helping individuals create growth and income strategies using a variety of insurance solutions to custom suit their needs and objectives.

Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. None of the information contained on this website shall constitute an offer to sell or solicit any offer to buy a security or any insurance product.

*Any references to protection benefits or steady and reliable income streams on this website refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods, which vary by insurance company. Annuities are not FDIC insured.

The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation.